Saturn Portfolio is happy to provide a free initial consultation to discuss your personal requirements.  Please contact us if you would like any further information on any of the following services.

Financial Planning and Investment Advice We tailor an investment strategy to meet your goals – where necessary working with your lawyer, accountant, insurance broker and other trusted professionals.

Discretionary Wealth Management We manage your money to achieve your goals – and measure progress against structured performance benchmarks.

Shares We can arrange for the trading of shares on New Zealand, Australian and International markets.

Wills and Estate Planning We ensure your needs are protected.

Superannuation, KiwiSaver and Regular Savings We establish savings plans for individuals and companies and manage retirement nest eggs.

Investment Management Structures, Wholesale Investment Management Through our company Saturn Invest, we can establish the best fund structure in any asset class at wholesale rates.

Wealth Protection Life insurance, income protection, total and personal disablement, shareholder protection – we help you protect what is yours.

Employee Benefits and Remuneration Planning Strategic planning helps companies incentivise and retain staff, maximise your benefits and minimise tax.

Discretionary Asset Management
Saturn Portfolio is committed to providing our clients with investment advice of the highest standard. We firmly believe that by offering a fully managed discretionary service we are able to provide quality portfolios that are individually tailored to your needs. We will develop goals with you, after discussing your tolerance for risk, current circumstances and future plans. In times of market volatility we concentrate on the quality of asset allocation and ensuring that the investments are tailored to cope with the stress of declining markets. We are acutely aware that many clients have seen their wealth decline significantly from time to time. Through our processes and internal monitoring we seek to minimise the impact of falling markets. By giving Saturn Portfolio discretion it enables us to respond quickly to constantly changing market sentiment, without the need to obtain the client's prior approval. We will, of course, advise the client of changes to the portfolio in a timely fashion and with a full explanation of the reasoning behind the changes.

We hold some client investments through our nominee company which enables us to monitor all the dividends received and provide a comprehensive report at the end of the tax year to assist with your tax return.

Managed Funds - Global and Trans Tasman
Saturn Portfolio can access both retail and wholesale managed equity funds. These have all been thoroughly researched and put through our exhaustive monitoring process. This includes interviews with the managers of the underlying portfolios and comparisons with their peers. These funds will then be ranked and recommended to clients on their suitability.

Managed Funds with Alternative Investment Strategies
Hedge Funds and Alternative Strategy funds are playing increasingly valuable roles as mainstream assets in portfolios. Hedge Funds have the ability to make positive returns regardless of whether markets are rising, falling or flat. Their primary goal is to achieve positive returns irrespective of market direction. This ability of hedge funds to perform independently of traditional asset classes means they can introduce an important element of diversity into an investor's portfolio, providing some of the greatest opportunities for investors to enhance the risk/return characteristics of their investment portfolios. Saturn Portfolio has a number of associations with leading Hedge Fund managers and advocate utilising part of your portfolio allocation to this area of investment.

Portfolio Administration and Monitoring
Large portfolios can take a lot of your time and effort to maintain. If you don't want to be concerned with the day-to-day complexities of portfolio management, our Portfolio Administration and Monitoring Service is the ideal solution. You can expect preferential treatment in the allocation of new issues and placements. You will receive a high standard of portfolio and taxation reporting and monitoring, as well as our normal high standard of investment advice. Some investments will be held in safekeeping through our nominee company which enables us to monitor all the dividends received and provide a comprehensive report at the end of the tax year to assist with your tax return.

Investment Portfolio Allocation 
One of the most important investment decisions you will make is how to diversify your portfolio.  It is a process of creating a portfolio by selecting the most efficient combination of investments to meet the needs and goals of an individual investor. At Saturn Portfolio we are able to guide you through the process and make specific recommendations to assist in achieving your optimal investment portfolio.

Investment Research and Analysis
The Saturn Portfolio investment committee undertakes an analysis on investment managers, funds and equities for clients. This is done through our association with a number of leading global and/or local investment houses that provide quality research.

Share Trading - International and New Zealand
Saturn Portfolio is able to execute trades on the New Zealand Stock Exchange as well as all the major overseas markets. We receive equity research from major global investment houses that are thoroughly screened and evaluated before making any recommendations.

Fixed Interest Portfolios
Saturn Portfolio can provide direct access to a full range of fixed interest investments, including government stock, local authority bonds, corporate bonds, capital notes and debentures. It is prudent to invest in a range of securities that can provide higher rates of return than bank deposits. Income can be paid on a regular basis to help create a regular cash flow.

Cash Management Accounts
Your liquid funds can be managed through our secure cash management account.
You will receive a competitive rate of interest, and your funds are available on call. Accounts are available in NZ dollars, as well as Foreign Currency accounts. We can arrange conversion of NZ dollars into a wide range of international currencies at very competitive rates. We can also arrange the transfer of funds for settlement of international transactions.

Regular Savings Plans
Saturn Portfolio offers products that enable clients to save on a monthly basis from as little as $250 per month.

Regular investing on a monthly basis is a great way to build wealth. This approach also means you can smooth out the highs and lows of the investment markets over the longer term. This is called 'dollar cost averaging' and means you buy more units when prices are lower, and relatively fewer units when prices are higher. By investing monthly it helps iron out the peaks and troughs because you never invest all your money when investment markets are either at their highest or their lowest. It is the perfect strategy for today's volatile marketplace and avoids you having to "time the market".

A monthly investment is simple to set up and after a while you will hardly notice the money leaving your account. When you invest even just a small amount on a regular basis, you'll be surprised at how quickly it can add up to a sizeable lump sum.

Retirement Planning 
Individual investment plans are discussed and implemented to provide a lump sum for your retirement. These can then either be cashed in or structured to provide a regular income stream in retirement.

UK Residents moving to New Zealand
If you are a UK resident moving to New Zealand, please call us before transferring your investment or pension funds.